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Arbeitsmarktpolitik für Ältere

Die Förderung der Beschäftigung Älterer steht auf der politischen Agenda. Wir benötigten angesichts des demografischen Wandels eine betriebliche Arbeitsmarktpolitik, die der Arbeitskräfteknappheit vorausschauend entgegenwirkt.

Die Infoplattform geht auf die arbeitsmarkt- und beschäftigungspolitischen Aspekte der Entwicklung des Arbeitsmarktes für Ältere ein.

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im Aspekt "Berufsausstieg, Übergang in Rente"
  • Literaturhinweis

    Social Security and Inequality in Belgium (2024)

    Klinges, Giulia; Jousten, Alain; Lefèbvre, Mathieu;

    Zitatform

    Klinges, Giulia, Alain Jousten & Mathieu Lefèbvre (2024): Social Security and Inequality in Belgium. (IZA discussion paper / Forschungsinstitut zur Zukunft der Arbeit 16735), Bonn, 37 S.

    Abstract

    "Over the years, the Belgian social security system has undergone substantial reform with a prime focus on increasing older worker labor force participation. The paper explores the effect of past reforms on inequality in old age. We distinguish two separate effects: The mechanical effect considers the change in inequality and expected benefit levels due to the reforms for a fixed retirement age distribution. The behavioral effect accounts for the endogenous change caused by changes in the incentives to work. Our results show that mechanically, reforms have led to losses in expected benefits for all but the lowest income quintile. Behavioral changes had a positive but orders of magnitude smaller effect. Overall, inequality decreased as a result of reforms." (Author's abstract, IAB-Doku) ((en))

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  • Literaturhinweis

    Estimation of a Life-Cycle Model with Human Capital, Labor Supply, and Retirement (2024)

    Taber, Christopher; Seshadri, Ananth; Fan, Xiaodong;

    Zitatform

    Taber, Christopher, Ananth Seshadri & Xiaodong Fan (2024): Estimation of a Life-Cycle Model with Human Capital, Labor Supply, and Retirement. In: Journal of Political Economy, Jg. 132, H. 1, S. 48-95. DOI:10.1086/726232

    Abstract

    "We estimate a life-cycle model of consumption, human capital investment, and labor supply. The interaction between human capital and labor supply towards the end of the life cycle is most novel. The estimates replicate the main features of the data, in particular the large increase in wages and small increase in labor supply at the beginning of the life cycle and the small decrease in wages but large decrease in labor supply towards the end. We show that incorporating human capital is critical when analyzing changes to Social Security." (Author's abstract, IAB-Doku) ((en))

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  • Literaturhinweis

    The Role of Disability Insurance on the Labour Market Trajectories of Europeans (2023)

    Brugiavini, Agar; Crudu, Petru;

    Zitatform

    Brugiavini, Agar & Petru Crudu (2023): The Role of Disability Insurance on the Labour Market Trajectories of Europeans. (Working papers / Università Ca' Foscari Venezia, Dipartimento di Economia 2023,20), Venezia, 81 S.

    Abstract

    "This work documents the role played by disability insurance, typically part of a wider public pension provision package, on the labour market trajectories and retirement decisions. We will first employ a machine learning approach to estimate a Transition Probability Model able to uncover the most likely labour market histories and then evaluate the effects of policy reforms, including reforms to the eligibility for disability insurance benefits. The main contribution is the introduction of disability insurance programs within a framework, which models the entire life course of older Europeans. This requires the detailed administrative eligibility criteria prevailing in each of the 11 countries from 1970 to 2017. Results show that the disability route and early retirement are substitutes. In addition, tightening eligibility rules of disability programs crowd out disabled workers, whose reductions in working capacities are correctly assessed, towards other compensatory schemes (e.g., unemployment benefits or early pension) in which working is not expected. On the contrary, individuals with over-assessed reductions in working capacities are the most reactive to disability policy restrictions. In conclusion, efficient disability assessment procedures are crucial for incentivising labour market participation without hurting individuals most in need." (Author's abstract, IAB-Doku) ((en))

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  • Literaturhinweis

    Priming or learning? The influence of pension policy information on individual preferences in Germany, Spain and the United States (2023)

    Fernández, Juan J. ; García-Albacete, Gema; Radl, Jonas ; Jaime-Castillo, Antonio M. ;

    Zitatform

    Fernández, Juan J., Gema García-Albacete, Antonio M. Jaime-Castillo & Jonas Radl (2023): Priming or learning? The influence of pension policy information on individual preferences in Germany, Spain and the United States. In: Journal of European Social Policy, Jg. 33, H. 3, S. 337-352. DOI:10.1177/09589287231164347

    Abstract

    "A promising approach to pension policy preferences focuses on the influence of policy related information. We advance this research programme by examining the impact of information about future pension benefits, including whether information effects occur through priming, learning or both. Drawing on a novel, split-sample survey experiment in the US, Germany and Spain, we examine the impact of information on forecasted pension replacement rates for 2040 on pension policy attitudes. Findings indicate that the information treatment increases support for the two outcomes considered: (i) increases in the pensionable age and (ii) greater spending on pensions relative to other social programmes. Analyses of heterogeneous treatment effects accounting for prior beliefs of participants show that information effects occur both through priming and learning. The study concludes that hard, non-partisan information increases support for reforms that foster the financial sustainability of pension systems, although the scope of information effects depends on contextual conditions." (Author's abstract, IAB-Doku) ((en))

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  • Literaturhinweis

    The value of pension reforms for late working life: evidence from Sweden (2023)

    Focacci, Chiara Natalie ; Kelfve, Susanne; Motel-Klingebiel, Andreas ; Öylü, Gülin ;

    Zitatform

    Focacci, Chiara Natalie, Gülin Öylü, Andreas Motel-Klingebiel & Susanne Kelfve (2023): The value of pension reforms for late working life: evidence from Sweden. In: The international journal of sociology and social policy, Jg. 43, H. 13/14, S. 79-89. DOI:10.1108/IJSSP-02-2023-0038

    Abstract

    "Purpose: Driven by the aim to increase the participation of older people in the labor force and to extend people's working lives, the Swedish Parliament passed a bill in 1998 to increase the pension eligibility age from 60 to 61 years and establish a notional defined-contribution (NDC) plan. In this article, the authors investigate the impacts towards the prolongation of working lives expected from such an intervention. Design/methodology/approach The authors apply a multinomial probabilistic model based on Swedish registry data on the birth cohorts 1937–1938 (n  = 102,826) and observe differences in exit behaviour between eligible and non-eligible individuals. Findings: The authors find that the cohorts eligible to the pension reform exit the labor market at a later age compared to non-eligible cohorts at the 61-years cut-off. The authors also find that the effect persists in the long term. Furthermore, the authors find that both men and women are equally struck by the reform. Originality/value While there exist many descriptive reports and theoretical analyses on the costs and benefits of pension reforms, this study is the first one to empirically analyse the effect of the first European NDC pay-as-you go pension plan on the potential exclusion of old-aged workers." (Author's abstract, IAB-Doku, © Emerald Group) ((en))

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  • Literaturhinweis

    Erwerbsminderungsrente: Weiterer Reformbedarf (2023)

    Geyer, Johannes ;

    Zitatform

    Geyer, Johannes (2023): Erwerbsminderungsrente: Weiterer Reformbedarf. In: Wirtschaftsdienst, Jg. 103, H. 5, S. 290. DOI:10.2478/wd-2023-0089

    Abstract

    "Der Verlust der Erwerbsfähigkeit ist ein unterschätztes Einkommensrisiko. Erwerbsminderung ist für die überwiegende Mehrheit gleichbedeutend mit dem Wegfall ihrer wichtigsten Einkommensquelle, ihrem Lohn. Der Konsum wird dann aus einer Erwerbsminderungsrente, Transferleistungen, dem Einkommen anderer Haushaltsmitglieder, eigener Erwerbstätigkeit in geringem Stundenumfang und, falls vorhanden, Erspartem bestritten. Immerhin gehen rund 160.000 Menschen jährlich in eine Erwerbsminderungsrente. Im Rentenbestand sind es 1,8 Mio. Menschen, hinzu kommen etwa 2,7 Mio. Menschen, die inzwischen eine Altersrente beziehen. Bezogen auf alle Alters- und Erwerbsminderungsrenten liegt der Anteil der ursprünglich Erwerbsgeminderten bei immerhin 22 %." (Textauszug, IAB-Doku)

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  • Literaturhinweis

    When Institutions Interact: How the Effects of Unemployment Insurance are Shaped by Retirement Policies (2023)

    Gudgeon, Matthew; Ye, Han; Schmieder, Johannes F.; Trenkle, Simon ; Guzman, Pablo;

    Zitatform

    Gudgeon, Matthew, Pablo Guzman, Johannes F. Schmieder, Simon Trenkle & Han Ye (2023): When Institutions Interact: How the Effects of Unemployment Insurance are Shaped by Retirement Policies. (NBER working paper / National Bureau of Economic Research 31807), Cambridge, Mass, 62 S.

    Abstract

    "This paper shows empirically that the non-employment effects of unemployment insurance (UI) for older workers depend in a first-order way on the structure of retirement policies. Using German data, we first present reduced-form evidence of these interactions, documenting large bunching in UI inflows at the age that allows workers to claim their pension following UI expiration. We then estimate a dynamic life-cycle model and use it to directly quantify how the effects of UI vary with retirement policies. Accounting for interactions across UI and retirement institutions also helps explain otherwise difficult-to-explain trends in the unemployment rate of older German workers." (Author's abstract, IAB-Doku) ((en))

    Beteiligte aus dem IAB

    Trenkle, Simon ;
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  • Literaturhinweis

    Pension Reforms and Couples' Labour Supply Decisions (2023)

    Moghadam, Hamed Markazi; Puhani, Patrick A.; Tyrowicz, Joanna ;

    Zitatform

    Moghadam, Hamed Markazi, Patrick A. Puhani & Joanna Tyrowicz (2023): Pension Reforms and Couples' Labour Supply Decisions. (IZA discussion paper / Forschungsinstitut zur Zukunft der Arbeit 16039), Bonn, 43 S.

    Abstract

    "To determine how wives' and husbands' retirement options affect their spouses' (and their own) labour supply decisions, we exploit (early) retirement cutoffs by way of a regression discontinuity design. Several German pension reforms since the early 1990s have gradually raised women's retirement age from 60 to 65, but also increased ages for several early retirement pathways affecting both sexes. We use German Socio-Economic Panel data for a sample of couples aged 50 to 69 whose retirement eligibility occurred (i) prior to the reforms, (ii) during the transition years, and (iii) after the major set of reforms. We find that, prior to the reforms, when several retirement options were available to both husbands and wives, both react almost symmetrically to their spouse reaching an early retirement age, that is both husband and wife decrease their labour supply by about 5 percentage points when the spouse reaches age 60). This speaks in favour of leisure complementarities. However, after the set of reforms, when retiring early was much more difficult, we find no more significant labour supply reaction to the spouse reaching a retirement age, whereas reaching one's own retirement age still triggers a significant reaction in labour supply. Our results may explain some of the diverse findings in the literature on asymmetric reactions between husbands and wives to their spouse reaching a retirement age: such reactions may in large parts depend on how flexibly workers are able to retire." (Author's abstract, IAB-Doku) ((en))

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  • Literaturhinweis

    Pathways of participation in paid and unpaid work in mid to later life in the United Kingdom (2023)

    Sacco, Lawrence B. ; Corna, Laurie M. ; Price, Debora ; Glaser, Karen ;

    Zitatform

    Sacco, Lawrence B., Laurie M. Corna, Debora Price & Karen Glaser (2023): Pathways of participation in paid and unpaid work in mid to later life in the United Kingdom. In: Ageing & Society, Jg. 43, H. 9, S. 2067-2094. DOI:10.1017/S0144686X21001537

    Abstract

    "Policy responses to population ageing have focused on lengthening working lives, overlooking inequalities in older adults’ participation in unpaid activities. This paper examines participation in paid and unpaid activities between the ages of 55 and 70 to answer two questions: how do people navigate pathways of paid work, informal care, volunteering, civic participation and housework in mid to later life?; and how do these pathways relate to gender, socio-economic and health inequalities? Two-staged latent class analysis was used to identify activity pathways using data from the British Household Panel Survey (1996–2008). Multinomial logistic models assessed associations between latent pathways and socio-demographic and health characteristics. Three pathways were observed: full-time work to low activity (49%), part-time and in-home work (34%) and multiple activities (16%). Aside from retirement from full-time work, the pathways of participation in paid and unpaid activities were characterised by continuity; substitution between different forms of paid and unpaid work was not observed. Participation in multiple paid and unpaid activities was more common for respondents in better health and of higher socio-economic status. Since the promotion of paid work and volunteering in later life may mainly benefit individuals in advantaged circumstances, policies should avoid taking a blanket approach to encouraging participation in multiple activities, a key component of active ageing." (Author's abstract, IAB-Doku) ((en))

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  • Literaturhinweis

    The Effect of Pension Wealth on Employment (2022)

    Becker, Sebastian; Buslei, Hermann; Geyer, Johannes ; Haan, Peter;

    Zitatform

    Becker, Sebastian, Hermann Buslei, Johannes Geyer & Peter Haan (2022): The Effect of Pension Wealth on Employment. (IZA discussion paper / Forschungsinstitut zur Zukunft der Arbeit 15836), Bonn, 49 S.

    Abstract

    "This study provides novel evidence about the pension wealth elasticity of employment. For the identification we exploit reform-induced variation of pension wealth that is related to the number of children but which does not affect the implicit tax rate of employment. We use a difference-in-differences estimator based on administrative data from the German pension insurance and find that, on average, the negative employment effect of pension wealth is significant and economically important. Heterogeneity analyses document a strong age pattern showing that the employment effects are driven by behavioral responses of women close to retirement. The age pattern is partly explained by the positive effect of pension wealth on disability pensions after the age of 60." (Author's abstract, IAB-Doku) ((en))

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  • Literaturhinweis

    Altersrenten und sozialer Ausgleich in Deutschland und Österreich – ein Vergleich anhand von Modellrechnungen (2022)

    Blank, Florian ; Türk, Erik;

    Zitatform

    Blank, Florian & Erik Türk (2022): Altersrenten und sozialer Ausgleich in Deutschland und Österreich – ein Vergleich anhand von Modellrechnungen. In: Sozialer Fortschritt, Jg. 71, H. 2, S. 139-163. DOI:10.3790/sfo.71.2.139

    Abstract

    "Die Gegenüberstellung der Rentenansprüche für einheitliche, idealtypische Biografien ermöglicht den Vergleich von Unterschieden der Rentensysteme selbst. Die von der OECD erstellten Modellbiografien mit durchgehenden Erwerbsverläufen, abschlagsfreiem Renteneintritt und stabilen Einkommenspositionen bilden den Ausgangspunkt für den Vergleich der Rentenversicherungen Deutschlands und Österreichs. Die Vorgehensweise der OECD wird dargestellt, sofern erforderlich korrigiert, aktualisiert und weiterentwickelt. Zusätzlich werden Arbeitslosigkeit, vorzeitiger Renteneintritt sowie Kindererziehungszeiten berücksichtigt. Durch diese Ergänzungen werden eine höhere Realitätsanbindung erreicht und Elemente des sozialen Ausgleichs einbezogen. Es zeigt sich, dass die österreichische Pensionsversicherung in jeder Konstellation deutlich höhere Leistungen gewährt, die Elemente des sozialen Ausgleichs den Abstand teils vergrößern, teils verringern." (Autorenreferat, IAB-Doku)

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  • Literaturhinweis

    Job search requirements for older unemployed workers: Search requirements for the older unemployed affect their re-employment rates and their flows into states of inactivity (2022)

    Bloemen, Hans;

    Zitatform

    Bloemen, Hans (2022): Job search requirements for older unemployed workers. Search requirements for the older unemployed affect their re-employment rates and their flows into states of inactivity. (IZA world of labor 235,2), Bonn, 11 S. DOI:10.15185/izawol.235.v2

    Abstract

    "Politische Maßnahmen zur Aktivierung älterer Arbeitnehmer sind in vielen OECD-Länder mit rasch alternden Bevölkerungen von großer Bedeutung. Forschungsergebnisse deuten darauf hin, dass die Integration Älterer in die allgemein an Arbeitslose gestellten Suchanforderungen zu einem verstärkten Übergang in Beschäftigung führen kann. Als negativer Begleiteffekt ist allerdings eine Zunahme von Inaktivität, etwa durch Berufsunfähigkeit, zu berücksichtigen. Insgesamt kann eine Strategie, die konkrete Suchanforderungen an ältere Arbeitslose stellt und mit einem Monitoringverfahren verbindet, die Wiederbeschäftigung von Älteren deutlich stärken." (Autorenreferat, IAB-Doku)

    Weiterführende Informationen

    deutsche Kurzfassung
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  • Literaturhinweis

    Planning for the “Expected Unexpected”: Work and Retirement in the U.S. After the COVID-19 Pandemic Shock (2022)

    Freeman, Richard B. ;

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    Freeman, Richard B. (2022): Planning for the “Expected Unexpected”: Work and Retirement in the U.S. After the COVID-19 Pandemic Shock. (NBER working paper 29653), Cambridge, Mass, 33 S. DOI:10.3386/w29653

    Abstract

    "This chapter analyzes the implications of the unexpected 2020-2021 COVID-19 pandemic for work and retirement in the U.S. The pandemic induced the greatest loss of jobs in the shortest period of time in U.S. history. A slow economic recovery would surely have endangered work longer/retire later policies that seek to adjust the finances of Social Security retirement to an aging population. Boosted by the huge CARES (March 2020) and ARPA (April 2021) rescue packages, the early recovery from the COVID-19 recession was faster and stronger than the recovery from the 2007-2009 Great Recession. Even so, the pandemic greatly altered the job market, with workers suffering from long COVID having difficulty returning to work and more workers working from home. In its immediate effect and potential long-run impact, the pandemic recession/recovery is a wake-up call to the danger that shocks from the natural world pose to work and retirement. Realistic planning for the future of work and retirement should go beyond analyzing socioeconomic trends to analyzing expected unexpected changes from the natural world as well." (Author's abstract, IAB-Doku) ((en))

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  • Literaturhinweis

    The role of labor demand in the labor market effects of a pension reform (2022)

    Geyer, Johannes ; Zwick, Thomas ; Bruns, Mona; Lorenz, Svenja; Haan, Peter;

    Zitatform

    Geyer, Johannes, Peter Haan, Svenja Lorenz, Thomas Zwick & Mona Bruns (2022): The role of labor demand in the labor market effects of a pension reform. In: Industrial Relations, Jg. 61, H. 2, S. 152-192. DOI:10.1111/irel.12293

    Abstract

    "This paper shows that labor demand plays an important role in the labor market reactions to a pension reform in Germany. Employers with a high share of older worker inflow compared with their younger worker inflow, employers in sectors with few investments in research and development, and employers in sectors with a high share of collective bargaining agreements allow their employees to stay employed longer after the reform. These employers offer their older employees partial retirement instead of forcing them into unemployment before early retirement because the older employees incur low substitution costs and high dismissal costs." (Author's abstract, IAB-Doku, Published by arrangement with John Wiley & Sons) ((en))

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  • Literaturhinweis

    Überblick zu Trends und Entwicklungen von Erwerbsminderungsrenten (2022)

    Gross, Brigitte; Brüggemann, Silke; Streibelt, Marco;

    Zitatform

    Gross, Brigitte, Silke Brüggemann & Marco Streibelt (2022): Überblick zu Trends und Entwicklungen von Erwerbsminderungsrenten. In: Deutsche Rentenversicherung, Jg. 77, H. 3, S. 242-254.

    Abstract

    "Die jährlichen Zugänge in die Erwerbsminderungsrente sind seit über einem Jahrzehnt mit etwa 180 000 neuen Fällen pro Jahr trotz unterschiedlicher gesetzlicher Änderungen vergleichsweise stabil. Dem stehen - ebenfalls stabil und trotz des Grundsatzes "Reha vor Rente" - eine nur mäßige Inanspruchnahme von Rehabilitationsleistungen vor einer Erwerbsminderungsrente und nur wenige Abgänge in aktive Arbeit entgegen. Der folgende Beitrag beleuchtet Hintergründe für diese Entwicklung und stellt die aktuell verfügbaren Handlungsoptionen der Deutschen Rentenversicherung überblicksartig dar. Hierbei wird in besonderer Weise auf die Bedeutung des umfassenden Ansatzes des Fallmanagements eingegangen und aufgezeigt, welche Herausforderungen, aber auch Entwicklungsoptionen bestehen, um dem eigentlichen Auftrag der Rentenversicherung, der Wiederherstellung der Erwerbsfähigkeit und damit der Sicherstellung von Teilhabe am Arbeitsleben, zukünftig noch besser gerecht zu werden." (Autorenreferat, IAB-Doku)

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  • Literaturhinweis

    Beware of the employer: Financial incentives for employees may fail to prolong old-age employment (2022)

    Lorenz, Svenja; Zwick, Thomas ; Bruns, Mona;

    Zitatform

    Lorenz, Svenja, Thomas Zwick & Mona Bruns (2022): Beware of the employer: Financial incentives for employees may fail to prolong old-age employment. In: The Journal of the Economics of Ageing, Jg. 21. DOI:10.1016/j.jeoa.2021.100363

    Abstract

    "We show that a stepwise increase in the normal retirement age (NRA) by up to five years and the introduction of actuarial pension deductions for retirement before NRA was ineffective in prolonging employment of older men after early retirement age. We argue that the ineffectiveness of the German pension reform resulted from a change in employer behavior that was mainly induced by a recession during the implementation period of the pension reform. Employers seem to have nudged their employees to use a bridge option that was introduced with the pension reform (partial retirement) or a traditional bridge option (unemployment). These bridge options allowed an early retirement age (ERA) of 60 instead of the only alternative early retirement option with an ERA of 63. Bridge options therefore offered employers an opportunity to terminate employment considerably earlier and exert more influence over the employment exit age. We argue that without a change in employer behavior, neither using one of the bridge options nor the earlier employment exit would have been utility maximizing for the individuals affected by the reform." (Author's abstract, IAB-Doku, © Elsevier) ((en))

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  • Literaturhinweis

    Big five personality traits and retirement decisions (2022)

    Lucifora, Claudio ; Repetto, Martina;

    Zitatform

    Lucifora, Claudio & Martina Repetto (2022): Big five personality traits and retirement decisions. In: Labour, Jg. 36, H. 1, S. 1-28. DOI:10.1111/labr.12210

    Abstract

    "We estimate the effect of the Big Five personality traits on the retirement decisions of individuals aged between 50 and 80 years in fourteen European countries, using wave 7 from the SHARE data. We investigate the probability of retirement and a measure of the distance between actual retirement and ordinary retirement age. Overall, we find that personality affects retirement decisions, and the effects are similar across gender. Openness to experience, conscientiousness and extraversion are generally associated with a delay in retirement decisions, whereas neuroticism anticipates the exit from the labour market." (Author's abstract, IAB-Doku, Published by arrangement with John Wiley & Sons) ((en))

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  • Literaturhinweis

    Determinants of the Willingness to Retire of Older Workers in Europe (2022)

    Sohier, Lieze; Defloor, Bart; Verhofstadt, Elsy ; Van Ootegem, Luc ;

    Zitatform

    Sohier, Lieze, Bart Defloor, Luc Van Ootegem & Elsy Verhofstadt (2022): Determinants of the Willingness to Retire of Older Workers in Europe. In: Social work & society, Jg. 164, H. 3, S. 1017-1041. DOI:10.1007/s11205-022-02991-w

    Abstract

    "Many European countries are facing the challenge of increasing the effective retirement age. Increasing the effective retirement age also requires that older employees are voluntarily willing to continue working. A worker who is willing to retire but is not allowed to retire might experience a negative impact on his or her well-being. This articles studies the determinants of the willingness to retire: the job, health, and financial situation of the older worker, and other socio-demographic characteristics. To do this, the micro data of the Survey of Health, Ageing and Retirement in Europe are used, which contains a binary question about willingness to retire. Based on the random effects logit estimator, we find that the job situation of the worker and the retirement of the partner are important drivers of the willingness to retire. Specifically, those willing to retire are more frequently employed in jobs that are mentally and physically demanding. They also feel less appreciated by the management or their colleagues and report to have fewer opportunities to get promotion. The willingness to retire is higher if the older worker has a retired partner. In the countries with the lowest rates of willingness to retire, the workers have better working conditions and are more easily able to make ends meet." (Author's abstract, IAB-Doku) ((en))

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  • Literaturhinweis

    Early retirement intentions: the impact of employment biographies, work stress and health among a baby-boomer generation (2022)

    Toczek, Lisa ; Peter, Richard; Bosma, Hans;

    Zitatform

    Toczek, Lisa, Hans Bosma & Richard Peter (2022): Early retirement intentions: the impact of employment biographies, work stress and health among a baby-boomer generation. In: European Journal of Ageing, Jg. 19, H. 4, S. 1479-1491. DOI:10.1007/s10433-022-00731-0

    Abstract

    "In recent years, early retirement decisions have become more frequent in the European Union despite political efforts to prevent early retirement. This is a growing problem for the social security system. The study focuses on a life course approach using employment biographies and investigates the influence of work stress and health on early retirement intentions. Data of employees who were born in either 1959 or 1965 of the German cohort study on work, age, health and work participation are analysed (n = 3338). By linking survey and register data from 1993 to 2011, a sequence analysis is conducted to identify employment biographies. To analyse the relationship between the employment biographies and intended early retirement, a longitudinal path analysis is computed and includes work stress, measured through effort-reward imbalance, and self-rated health. The statistical analyses identify three adverse employment biographies, i.e. part-time work, episodes of unemployment or marginal employment. In addition, two favourable employment biographies are determined, characterised by full-time work and few episodes of unemployment. The results of the path analysis show that employment biographies with high work-related stress have early retirement intentions. Among adverse employment biographies, indirect effects of poor health on the association between work stress and early retirement intentions are found. Unexpectedly, among full-time workers, work stress is also associated with early retirement intentions with an additional mediation through health. The findings of this study highlight the importance of the life course perspective when analysing retirement decisions. In addition to health-promoting interventions in the labour market, effects of psychosocial factors should be focussed on in order to reduce early exits from the labour market." (Author's abstract, IAB-Doku) ((en))

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  • Literaturhinweis

    Is a Pension Reform Needed in Germany? (2022)

    Werding, Martin ;

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    Werding, Martin (2022): Is a Pension Reform Needed in Germany? In: CESifo forum, Jg. 23, H. 2, S. 58-62.

    Abstract

    "Germany is being hit relatively hard by demographic aging. The latest round of major pension reforms dates back to the period from 2001 to 2007. The last government tried to prepare a new reform, but failed to reach a consensus. The new coalition government is not pursuing these plans any further. This article describes the changes in existing rules that the coalition is nevertheless considering and discusses actual reform needs." (Author's abstract, IAB-Doku) ((en))

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